The Flipkart Axis Bank Credit Card is a popular cashback credit card designed for people who frequently shop online and spend on travel, food delivery, entertainment, and everyday purchases. Cardholders can earn accelerated cashback on selected partner brands such as Flipkart, Myntra, and Cleartrip, along with cashback on other eligible transactions.

With benefits across popular spending categories, the card can be a useful option for regular online shoppers. However, before applying, it is important to understand the Flipkart Axis Bank Credit Card cashback limit, cashback crediting process, fees, eligibility criteria, and other charges.

Note: Cashback rates, spending limits, partner categories, fees, and promotional offers can change. Always verify the latest terms and conditions before applying.

Flipkart Axis Bank Credit Card Benefits

The key benefits highlighted for the card include:

• 7.5% cashback on Myntra, subject to the applicable quarterly cashback cap.
• 5% cashback on Flipkart orders, excluding Flipkart Health, subject to the applicable cashback limit.
• 5% cashback on Cleartrip transactions, subject to the applicable cashback limit.
• 4% unlimited cashback on eligible spends with Swiggy, PVR, Uber, and Cult.fit.
• 1% unlimited cashback on other eligible spends.
• ₹250 Flipkart voucher as a welcome benefit when the first transaction is completed within the first 30 days of card issuance, subject to applicable terms.
• 15% discount up to ₹500 on eligible EazyDiner transactions.
• 1% fuel surcharge waiver on eligible fuel transactions between ₹400 and ₹4,000, subject to the applicable cap per billing cycle.

These benefits make the card particularly attractive for customers who regularly use Flipkart, Myntra, Cleartrip, Swiggy, PVR, Uber, and Cult.fit.

Flipkart Axis Bank Credit Card Cashback Limit

The cashback limit depends on the spending category and the applicable terms of the card.

Based on the information provided:

• Myntra: Cashback up to ₹4,000 per quarter.
• Flipkart: Cashback up to ₹4,000 per quarter.
• Cleartrip: Cashback up to ₹4,000 per quarter.
• Swiggy, PVR, Uber, and Cult.fit: 4% unlimited cashback, subject to eligible transactions and exclusions.
• Other eligible spends: 1% unlimited cashback.

The quarterly cashback cap for selected merchants means that spending beyond the eligible limit may not earn the same accelerated cashback rate. Therefore, cardholders should check the latest Axis Bank terms before making high-value purchases.

Where Is Flipkart Axis Bank Credit Card Cashback Credited?

The cashback earned on eligible transactions is generally adjusted against the cardholder’s outstanding credit card bill rather than being transferred directly to a bank savings account.

The cashback crediting process and timeline may depend on the latest card terms and the transaction being eligible for cashback. Cardholders should check their credit card statement or Axis Bank’s official communication for the exact cashback adjustment details.

Flipkart Axis Bank Credit Card Cashback: When Will It Be Credited?

Cashback is generally processed after the eligible transaction is settled and the applicable cashback conditions are met. The exact crediting timeline can vary depending on the transaction and the card’s current terms.

If your cashback does not appear as expected, check your statement and verify whether the transaction falls under an eligible category. Also, remember that refunds, cancellations, excluded transactions, and certain merchant categories may affect cashback eligibility.

Flipkart Axis Bank Credit Card Cashback Quarter Condition

Some accelerated cashback categories have a quarterly cashback limit. According to the information provided, Myntra, Flipkart, and Cleartrip each offer cashback of up to ₹4,000 per quarter.

This means the cashback benefit is subject to the applicable quarterly cap. For example, if you reach the maximum eligible cashback limit for a particular category during a quarter, additional spending in that category may not continue to earn cashback at the accelerated rate.

Before applying, always check the latest terms to understand the exact definition of a quarter, eligible transactions, exclusions, and cashback caps.

Flipkart Axis Bank Credit Card Limit

The Flipkart Axis Bank Credit Card limit is not a fixed amount that is the same for every customer. Axis Bank determines the credit limit based on several factors, such as:

• Income and employment profile
• Credit history
• Credit score
• Existing loans and credit card obligations
• Current relationship with the bank
• Internal credit assessment

A higher income and strong credit history may improve the chances of receiving a higher credit limit, but the final decision rests with the bank.

Flipkart Axis Bank Credit Card Charges

The key fees mentioned in the information provided are:

Flipkart Axis Bank Credit Card APPLY HERE

Other applicable charges may include interest, late payment fees, cash advance fees, foreign currency transaction charges, and other card-related fees. Check the latest fee schedule before applying.

Eligibility Criteria

The eligibility information provided for the card includes:

• Age: 21 to 65 years
• Employment: Salaried and self-employed applicants
• Minimum monthly income: ₹25,000
• Self-employed applicants: ITR above ₹3,60,000 annually
• Credit score: 736+ mentioned as the preferred benchmark
• New-to-credit applicants: Not allowed, according to the provided criteria

Eligibility requirements can vary based on the applicant’s profile and the bank’s internal policies. Meeting the listed criteria does not guarantee approval.

Documents Required

Applicants may need to provide the following documents:

Identity Proof

• PAN Card
• Form 60
• Passport

Address Proof

• Aadhaar Card
• Passport
• Utility bills

Income Proof

• Bank statements
• Salary slips
• Form 16
• ITR

Photograph

• Recent passport-size photograph

The exact documents required may differ depending on the applicant’s employment type and verification process.

How to Apply for Flipkart Axis Bank Credit Card?

You can apply for the card through the available application channel provided by Axis Bank or an authorized partner.

Before submitting your application:

1. Check your eligibility.
2. Keep your PAN and Aadhaar details ready.
3. Use your Aadhaar-linked mobile number where required.
4. Enter your personal and employment details accurately.
5. Submit the required documents.
6. Complete the verification or VKYC process if requested.
7. Wait for the bank’s application decision.

If applying through a promotional or referral offer, carefully read the offer’s specific terms and conditions.

Important Promotional Offer Terms

If you are promoting a specific referral or affiliate offer, the following conditions were provided:

• Application tracking may take up to 72 hours after Application ID generation.
• Confirmation may take place within 75 days of card activation.
• Applications through the Axis Bank app may not qualify for the promotional profit.
• Referral earnings may not qualify for additional profit.
• Existing or previous Axis Bank credit card holders may not qualify for the promotional profit.
• A minimum transaction of ₹100 within 30 days may be required for card activation and promotional eligibility.
• The application may require an Aadhaar-linked mobile number.
• Certain residence and office address conditions may apply.
• VKYC location requirements may apply to promotional eligibility.

These terms appear to relate to a specific promotional/referral campaign, not necessarily the standard features of the credit card. Applicants should verify the latest campaign terms before relying on any promotional earnings.

Pros and Cons of Flipkart Axis Bank Credit Card

Frequently Asked Questions

1. What are the cashback benefits of Flipkart Axis Bank Credit Card?

The card offers accelerated cashback on selected partner categories. Based on the information provided, cardholders can earn 7.5% cashback on eligible Myntra transactions, 5% cashback on eligible Flipkart and Cleartrip transactions, 4% unlimited cashback on selected partners such as Swiggy, PVR, Uber, and Cult.fit, and 1% cashback on other eligible spends. Cashback limits and exclusions may apply.

2. What are the accelerated rewards of Axis Bank Select Credit Card?

The Axis Bank Select Credit Card is a different credit card from the Flipkart Axis Bank Credit Card. Therefore, its rewards and benefits should not be confused with the cashback structure of the Flipkart Axis Bank Credit Card. If you are specifically looking for accelerated cashback, check the benefits of the particular Axis Bank card you plan to apply for.

3. How to get 50% cashback on Flipkart?

The Flipkart Axis Bank Credit Card does not provide a standard 50% cashback rate on Flipkart purchases based on the information provided. The listed benefit is 5% cashback on eligible Flipkart orders, excluding Flipkart Health, subject to the applicable cashback limit and terms. A 50% cashback offer, if advertised, would likely be a separate promotional offer rather than the standard card benefit.

4. Which card gives 5% cashback on Flipkart?

The Flipkart Axis Bank Credit Card is designed to offer 5% cashback on eligible Flipkart purchases, excluding Flipkart Health, according to the information provided. The cashback is subject to the card’s applicable terms, exclusions, and quarterly limits.

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